Best auto insurance for veterans and military personnel

Best auto insurance for veterans and military personnel

Table of Contents
  1. Military auto insurance considerations
  • Who offers military auto insurance discounts?
    1. Geico
    2. Remember to take a walk
  • If you are a veteran or an active member of the armed forces, you and your family may be eligible for some of the best auto insurance rates around.

    Some insurance companies, such as USAA, offer insurance exclusively for veterans, active duty military and their families. Others offer special discounts and services targeted to the military market.

    Military auto insurance considerations

    Auto insurance companies offering member services are aware of the special circumstances faced by customers, such as an overseas deployment, which may require storage of a vehicle and suspension or cancellation of coverage.

    If you are facing deployment and trying to decide what to do about auto insurance, consider factors such as your location, your military auto insurance provider, the reason you need coverage and the length of time you will be away. Consult with your insurance agent or company to determine the best strategy.

    Who offers military auto insurance discounts?

    DiscountWhere offeredEligibility rules
    10%MassachusettsMust be deployed on active military duty more than 100 miles from where the automobile is garaged.


    Up to 15%Nationwide (eligibility varies)For those on active duty, retired, or a member of the National Guard or Reserves. Those with emergency deployment orders and members of certain professional organizations may also be eligible for discounts.
    • Up to 15% discount if you park your vehicle at a military base
    • Up to a 90% for deployed active military members if the car is stored in a secure location
    At the national level
    • Active, retired and honorably discharged military officers and enlisted personnel
    • Candidate officers in commissioning programs
    • Adult children and surviving spouses of USAA members who have or had a USAA auto or homeowners insurance policy

    Remember to take a walk

    If you are a veteran or active duty member of the armed forces looking for compare auto insurance Take advantage of the discounts available to you. Shop around for the best deals, get quotes and compare rates before deciding on the military auto insurance policy that's best for you.

    Don't stop looking for savings just because you're getting a special military or veteran's discount. Other savings available to all qualifying drivers are also available to you, such as discounts for safe drivers and for customers who combine auto and homeowners insurance policies.

    USAA, for example, offers discounts if you have maintained a clean driving record for five years or if your vehicle is 3 years old or less. You might qualify for more savings if you complete a defensive driving course or if you cover two or more vehicles under your policy, for example. And some insurance providers offer loyalty discounts.

    You can get instant quotes with the auto insurance comparison tool of NerdWallet .


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