When I first started working online, I realized that I needed a way to receive payments for my employmentAfter searching a lot of information on the Internet, I discovered that there are many digital wallets that I could use.

What is an account PayPal?

One account PayPal is a tool with which you can manage your money on the Internet, use it as a payment method on web pages or in online stores, and also send and receive payments from your family and other people instantly.

PayPal is a system that works through an Internet page, created to process lump sum payments.

All these operations can be performed in the following ways fast, safe, easy and flexible, and without the need to give your bank information every time you want to buy or sell something.

Another important point to take into account is that your account PayPal it can be used for your business or for personal. The difference is in the amount of money you are going to use your account with.

How does it work? PayPal?

PayPal works in a very simple way: with an email address you can receive payments and send money, and you can also link a credit or debit card and a bank account to make payments and purchases on the Internet.

Whenever you want make a purchase you only have to use the email address and password of your account.

If you have funds in your account PayPal payment will be made with the money in this account, on the other hand, if you do not have them, will be paid automatically with your credit card or the available balance in your bank account.

For send money you only need the email address of the person you want to send it to and they will receive it immediately.

In case you sell a product, and you receive payment through PayPalyou only need to have an account in order to receive your moneyand if you have an online store you can create a button in PayPal to receive payments.

The great advantage of PayPal is that in the event that something goes wrong, the dispute resolution center at PayPal will help you solve problems you may have with your buyers or sellers.

How to create an account PayPal in 3 steps

Go to the website of PayPal

The first step you should take is Google the website of PayPaland log in. Once you are there, click on the top menu on the "Create account" option.

After doing so, you will be presented with a new screen asking you to select what type of account you want to create.

Choose the type of account you want to use: personal or business.

Choose staff if you are an individual or if you are just starting to sell things or services as a freelancer. If you are going to use it for your business, then choose the option business.

Once you have done this, click on the "Continue" button.. On the next screen, you must complete the information requested.

Choose your country, enter your first name, last name, email, and a password to create your account. Be sure to fill in all the data and click next to continue to the next step.

2. Link your bank accounts

Now you must enter your credit or debit card information and the information for your bank account.

The data must be exactly the same to your bank. This will be the only time you will have to provide this information.

Your bank details will be used in the following processes loading and withdrawing funds of your account PayPal. Don't worry, PayPal has security policies to protect all your information.

You do not need to perform this step immediately, you can skip it and then do itbut take into consideration that it will be mandatory to activate your account.

Depending on the country in which you are located, you may be offered the option of request a line of creditThis is not mandatory and I recommend you to read the conditions very well before accepting it.

Once you have added your bank accounts select ?create an account?.

3. Confirm your email address

Check the inbox If you have a valid email address, you will receive a message with a link to verify your email address.

If you don't see it in your inbox, look in the ?spam? or "junk mail".

To confirm your telephone numberIf you do not have a code, they will send you a code via text message or a phone call.

You're done! You are ready to use your account PayPal.

How to charge through PayPal?

At PayPal you can make collections by simply providing your email address associated to the person who has to make the payment to you. But you can also create invoices, add a payment button in your online store, or use PayPal.me.

To make a charge with your mail, all you have to do is tell the other person that you have to pay you what is your emailand ask him to send you your money through his account.

This is the easiest way to get paid through PayPalYou will receive your money instantly in your account.

However, I also recommend request payments through invoices because you will have proof of the reason for the payment, the return policies and you will have a better control of the money you receive.

For create an invoice in PayPal I am going to explain you how to do it step by step. The first thing you have to do is to log in to your account in PayPal.

Next, go to ?send and receive money?. Once you are there, click on "create invoice". This is where you will be able to create an invoice to send to your customers or buyers.

Click on "Create". In the menu My templates? you can choose whether you will be charged by an amount of money, by hours, or by quantity of items.

In the following steps you will fill out your invoice. Complete the data of issue date, number and expiration date. PayPal will allow you to schedule the sending of invoices for other dates.

Next, you will see a box that says ?charge a? enter the e-mail address of the person to whom you will send the invoice.

Below, in the contents of the invoiceIf you are not sure, complete all the collection information, description, amount, method of payment and terms and conditions.

In the terms and conditions you can add notes about the guarantee of your work, the time and manner in which a refund can be requested, and anything else you feel is important about payment.

If you have a file with the work done, such as photographs, presentations or a document, you can attach it.

When you have finished completing everything, all that remains is to click on send. To track it, you will see the status of the invoice in your history.

Another (and simpler) way to make collections with PayPal is sending a link PayPal.me.

You can follow this link customize with your name or that of your business, you send it from your email or from your cell phone and your customers only have to enter and fill in the amount they want to send you.

To create your link in a few steps, enter in PayPal.meand then click on "Create new page". PayPal.me?

Type the name you want your link to have, and if it appears in green it means it is available. If it is, click on "Create Page"..

After that, the page will tell you to select a color for your page, and for what purpose you are going to use it. Here you can choose to receive money from friends or family members, or to charge for your products or services.

Once you have selected the color, and the purpose for which you are going to use that link, click again on the "Create Page" button.and you will already have your PayPal.me.

To use it you only have to copy this link, and send it to the person you want me to send you the money.

If you have a store on a website, and you have created an account PayPal for business, the most practical for you and your customers is to use the button PayPal.

With the button PayPal customers visiting your site they only have to click once to buy your productsand creating it is just as easy.

Log in to your account, go to ?tools? and select "all tools".

Enter the option ?buttons of PayPal?Once there, click on "create new button". A new window will open in which you will complete the options for your button.

You can choose between three types of buttons: ?pay now?, ?buy now? or ?donate now?

Fill in the product name, the reference number, if any, the price, the currency in which you want to charge and the tax rate percentage.

The ?step 2? and ?step 3? options are optional, you can customize them or go directly to ?create button?. 

You have created your button PayPalnow copy the code and paste it on your website to start receiving your payments.

How to receive money in my PayPal?

At PayPal you can receive money using only your email address through money requests.

If you want to receive money from a friend or family member, you can send him/her a ?request for money?, is as simple as sending an email.

In your account PayPalselect ?send and receive money, go to the option ?request money?, enter the e-mail address of the person to whom you are sending the request and the amount of money you want to request.

Make one last click ?in requesting payment? and a notification with a direct link to make the payment will be sent by e-mail.

The person to whom you made the request, will have to log in to their account PayPal or create an account, accept the application and send the payment.

When your collections or money requests have been accepted and paid, you will have the money available in your account. PayPal and you can send it to your bank account.

If you have not yet activated your account PayPalyou must do so. In the main panel you will see the option ?verify account? you are going to fill in your credit card and bank account information.

PayPal will debit 1.95$ USD from your card, and you will see it on your statement with a 4-digit code.You will receive an email asking you for this code, copy it and your account will be ready. PayPal will be verified.

Now you are ready to withdraw your money to your bank account I will guide you step by step.

On the left side of the main page you will see your available balance, if you click on it you will be taken to a page with your balance and the option of ?withdraw funds? select this option.

You can choose to withdraw the entire available balance or enter an amount, choose the account to which you want to transfer your money, and click on ?continue.

Check all the details, and if everything is OK, select ?send? you will have the money in your account in 1 to 2 business days.

How to send money to an account in PayPal?

With PayPal you can send money easily by entering the email address of the person you want to receive the money, entering the amount you are going to send, and then clicking "send".

The shape simpler The only way to send money is through the "send and receive money" option.

With PayPal you can send money to people in more than 200 countries in 25 different currencies, and you can do it following these steps:

When you log in to your account PayPalIn the bar at the top of the page, look for and select ?send and receive money? 

You can select To "Pay for goods and services" or "send money" if it is for a friend or relative, enter the e-mail address of the person who will receive the money and the amount of money you want to send.

You can choose to have the money deducted from your account. PayPal or your credit card, select continue and then confirm.

Ready! the person will receive the money in his or her account PayPal immediately

Please note that the option to send money to friends and family is not available in most of the countries of the region. Latin America nor in India.

If you do not want to make the payment or send the money, you can ask us to send you the money. send a request for payment, Once you receive the notification, log in to your account.

On the right side of the screen is the history of all your transactions and requests. selectthe one you want to pay. It will open the application details.

Below status seeks the pay button select it, review the amount and the details of the person making the payment, select "pay now" and the money will be sent immediately.

How much does it cost to receive money for PayPal?

Open and maintain your account and receiving money from your friends is free. But if you want to receive money for your business, this has a commission of 2.9% of the total money received, plus $0.30 which is a fixed fee charged by the company. PayPal for using its services.

The first thing you need to know is that opening an account in PayPal is completely free of charge and it won't cost you anything. There are also no commissions or any type of fee for the maintenance of your account.

However, you should also know that, for some operations, you will be charged a commission for sending or receiving money.

If you send an amount from your balance in PayPal to your friends or family, this operation will cost you nothingas long as you select the "send money to friends and family" option.

But if you have no balance in PayPaland you need to send money to these people with your debit or credit card through this platform, you will be charged a commission of 2.9% of the total amount.plus a fixed fee of $0.30.

On the other hand, if you follow the steps that I indicated above for withdraw your balance PayPal to your bank account, it will be free of charge, no charge will be made to your account.

In case you choose withdraw your funds by check you will be charged $1.50.

If you receive or send money with your account PayPal to countries with different currencies, the money will be converted from one currency to another automatically and in addition to the transaction fees you will be charged a 2.5% commission per transaction. currency translation.

¿PayPal Is it safe?

PayPal is the most secure Internet payment platform in the world. It has ways to keep you protected when making and receiving your payments, such as protecting your banking information and seller and buyer protection policies.

To protect all of your personal and banking information this platform uses technologies that create passwords very difficult to discover each time information is received and sent to the site.

In this way your digital operations are secure from start to finish

Yes, PayPal is safe, since it takes care of monitor and control all transactions 24 hours a day, 7 days a week.

PayPal will be an intermediary in your purchasesso you don't have to give your credit card information to every seller, and of course, you don't have to give your credit card information to every seller. PayPal nor will it do so.

In addition, regarding your purchases or sales, PayPal has policies that make it safe.

If you buy something with PayPal as a means of payment, and you do not receive it or you receive something else, PayPal will cover the full price plus shipping charges.

To avoid security breaches when using PayPalIf you notice something suspicious in your account activity, you can contact support center from PayPal.

At the support center, they will help you to solve problems with your account, with your sellers or with your buyers.

If you have a problem with an operation, PayPal will retain the money and will decide in an impartial manner, carefully studying all the documentation you send.